How To Claim Car Insurance When Losing Cars

Here's Experience People who claim to Car Insurance

I just want to lift the back gan manner and process of Agan

Smart Brain, following under the Experience and how to claim car insurance, when a stolen car



Want to share the experience aja nih ..

Kira2 mid-February 2008, I lost the Toyota Avanza car parked in front of the house, which makes me wonder at the time of the incident, the car in a key state in the handlebar as much as 2 pieces (the clutch and the dash) plus alarm. So in my opinion, any security if already definitely does not seem to be useful.

This chronology:

13 February 2008
Pagi2 about 8's I know are beginning to realize that my car was not there in front of the house. The first thing I did was call a local security guard to ask about the car. The result is not nobody knows. After that I Telphone Mercury Insurance call center to tell the missing car, just call canter is guided to step2 should I lakukanselanjutnya.
After that I report to the marketing office of housing and created a certificate is lost from there, then sent home and some time later I was accosted by three police officers from the police, they seek saksi2 crime scene and then asked me to come to the Police the next day.

14 February 2008
I came to the Police to request a certificate is lost by handing over the keys and the original vehicle registration plus Rp 100.000,00 in the end, then I take the letter and certificate from the housing to the insurance office of Mercury, where I create and sign a form letter menyerahkan2 loss and lost , fc ID cards, driver's license fc and car insurance policies, then I promised to be given a letter of introduction to Kaditserse to block registration, and make the letter Kaditserse BPKB than 2 weeks after they were by the scene. But before we can make letters Kaditserse LAPJU must first obtain the local Police.

19 February 2008
I'm with, my brothers and servants came to the Police to make the BAP + / - 3 hour's in the Serse, here we are not asked for any money (I gave Rp 100.000,00). (One day before they had made the BAP from the local security guard).

21 February 2008
Insurance surveyors dateng to crime scene

22 February 2008
BAP is completed at the Serse (voluntary Rp 100.000,00), then I take it to the Administration to be made Lapju. Well here I was given two alternatives:
1. Normal Track = Free, but the fastest processing time of 3 months
2. Fast Track = USD 3,000,000.00, the longest processing time 2 weeks
Finally I chose the fast track after negotiations became Rp 2.000.000,00

28 February 2008
Dateng to take insurance cover letters for Kaditserse then be submitted to the Police

March 5, 2008
BAP and Letters Kaditserse finished, take the police to hand over money USD 2jt
Jump to surrender insurance BAP, Letter Kaditserse, Lock and original vehicle registration

+ / - 2 weeks after the money has been transferred ..

So the total time hitang s / d the money transferred + / - 1.5 months


Terms Letter Block:
1. Copy of ID card
2. Copy of BPKB
3. Copy of vehicle registration
4. Copy of Report Alerts
5. Copy of Introduction of Insurance
6. Copy of BAP (Interrogation)
7. Copies Lapju (Progress Report)

Terms Kaditserse Mail:
1. Copy of ID card
2. Copy of BPKB
3. Copy of vehicle registration
4. Copy of Invoice
5. Copy of Insurance Policy
6. Copy of Report Alerts
7. Copy of the scene (the scene)
8. The original Letter of Insurance
9. The original DPD (Search List of Goods)
10. Original Lapju (Progress Report)

Term Insurance Claim
1. Vehicle registration
2. Key Contacts
3. Block Letter
4. Letter Kaditserse
5. Insurance Policy